Carr & Associates serves a wide range of clients, both taxable and
non-taxable, U.S. - based and foreign. (Note that for non-resident
aliens all convertible bonds issued after 1986 are exempt from U. S.
income tax withholding.) The common feature of these clients is that they want to
have at least a portion of their assets invested conservatively to provide
generous current income, growth sufficient to stay ahead of inflation and
a very low level of risk so that the assets are not in jeopardy.
Typically, a portfolio of convertibles managed by Carr & Associates
replaces corporate and/or government bonds or a combination of bonds and
equities in the asset allocation process.
A portfolio of convertibles managed by Carr & Associates is
especially appropriate for retirees (or others) who rely on the interest and
dividends produced by their investment portfolios. Minimum
account size is just $50,000. Fees are 0.75% of assets up to $2
million. Advisory fees in greater detail are disclosed in Part II of the
firm's ADV which is available upon request.
A few examples of past and present clients are cited below:
 | A Catholic diocese building fund. |
| A married couple living on the income generated by the sale of their
business. |
| A family corporation's convertible preferred portfolio supporting two
elderly sisters. |
| A group medical practice profit-sharing plan. |
| The corpus of a cash settlement to a young man made quadriplegic in
an accident. |
| A manufacturing corporation's excess cash. |
| A trust set up to care for an aged relative. |
| An individual's IRA, part of a diversified asset allocation program. |
